Gold Loan

Brief Description about Gold Loan

Our hassle free processes ensure maximum customer convenience and offer loans against their household ornaments.
We deeply understand the sentimental value of the ornaments pledged with us and make every effort to see how best the repayment terms can be offered to suit our customer needs. The loans can be availed for any lawful purpose other than speculations and prohibitive activities.

Features & Benefits:
* Loan amount up to Rs. 1.00 Cr.
* Flexible schemes to suit varied customer requirements.
* Simple interest across all gold loan schemes.
* No requirement of income proof.
* Loan up to 75% of value of jewellery.
* Minimal documentation.
* Hassle free process and fast turn-around time.
* Convenience to service the loan from any of the branch outlets.
* Flexible and easy repayment options.

Eligibility:
* Gold should be above 18 carat.
* The Borrower should own the ownership of the gold.
* Loan sanctioning as per credit policies and discretion of FEDBANK Financial Services Ltd

Documentation:
* Loan Application form
* Proof of identity: PAN Card, Voter ID, Passport, Adhar card, Driving License
* ID/Address Proof :driving license, Ration Card, Passport, Bank Statement, Tel./Electricity Bill/Gas Bill.

What is Siva Group?

Siva Group is a 100% secure and most trusted finance company, the company started off as a distribution arm of its parent bank where it distributed the banks home loan and personal loan.